FHA
- Minimum 3.5% Down Payment
- Upfront Mortgage Insurance can be Financed
- Income Earning Property Allowed (up to 4 units)
- Gift Funds Allowed
- Co-Signer Allowed
- Must Be Owner Occupied
 
USDA
- Eligibility is Geographically & Income Driven
- 100% Financing Available
- Do Not have to be a First Time Homebuyer, but Cannot Currently Own
   Another Property
- SFR Only – No Income Earning Property
- No Reserves Required
- Gift Funds Allowed
- Must Be Owner Occupied
 
Homepath
- Minimum 5% Down Payment
- No Appraisal Required
- No Mortgage Insurance
- Must Be a Fannie Mae Owned Property
 
VA & Cal Vet
- For Veterans Only
- 100% Financing Available
- Pest Inspection & Clearance Required
- No Monthly Mortgage Insurance
- One Time Upfront VA Funding Fee can be Financed
- Seller can Pay All Closing Costs
- Must Be Owner Occupied
 




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Briton Mortgage
707-443-9940

NMLS #250810
Licensed Broker CA #01181260
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